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Investors Welcome
" Trust Deed Investments Secured by Southern California Real Estate "
Investing with Panda Real Estate Fund
We have the ability to generate attractive risk-adjusted returns for investors, which include high net worth individuals and family trusts. We leverage our deep market knowledge to deliver attractive returns by promoting investment transparency and strong reporting.
If you are looking for safer Trust Deed investment opportunities, Panda Real Estate Fund offers higher yields for investors by securing a first or second trust deed investment in California. Just let us know how much you wish to invest and we will find a loan for you to finance.
Generally, most of the loans that we process carry an 8% to 15% annual interest rate. Your investment is secured by a Trust Deed and Promissory Note on the property being used as collateral. All loans carry title insurance and recent appraisals. We handle the complete servicing of each loan.
All trust deed loans are approved investments for IRAs. We do all the paperwork and base our loans mostly on equity. The worse off the borrowing situation, the more equity we will require.
"By partnering with the Panda Real Estate Fund, investors see a higher rate of return than what's offered at traditional banks. We stand out from other hard money lending companies because we are a relationship based lender that cares"
If the borrower defaults on the loan, what do we do?
1. Our experienced team of retired bankers will evaluate all risk factors before we make any loan.
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In general, for residential, we loan up to 70% LTV
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For apartments, mixed-use properties, and warehouses, we loan up to 65% LTV
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For commercial buildings, hotels, and motels, we loan up to 50% LTV
2. If the borrower does have a problem paying back the loan, we can:
Our default rate is extremely low; however, we constantly adjust the LTV ratio depending on market conditions and location.
a. Help the borrower sell the property
b. Foreclose the property and have our strategic partners acquire the property and add value to sell or hold it as an investment.
Panda Real Estate Fund has all risk factors covered to provide our investors peace of mind.